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An Ongoing Income and a Secure Home in your Time of Need
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Our policies

Exceptional care when you need it most

We work with employers in helping them provide an ongoing income and a secure home for their employees and those they care about most, their families, during difficult times.
Let us help. Call 901.832.7892.
  • Immediate arrangements
If approved, coverage begins the day the application is signed.
  • Uncompromising quality
In addition to accidental death coverage and in order to help families survive financially during their time of need, we help provide financial protection for strokes, heart attacks, kidney failure, organ transplants, and cancer, by offering lump sum benefits that pay cash from $10k to $50k directly to the insured when they need it most.
  • Value for money
Certainly, we agree that employees, knowing that they could provide an ongoing income and a secure home for their family in the event of an untimely death, regard these as great benefits -- employee premiums are almost 60% less when coverage is purchased through an employer.
Did you know that employer's save on taxes too, and that for every dollar your employees spend on pretax benefits, those dollars don't count toward fica and other payroll taxes?

Call us: 901.832.7892

Our dedicated team is available 24 hours a day to help you get started and answer any questions.
Employers may reduce taxable income by as much as $50K per employee.
Guidance & support

Has someone passed away?

Did you know that the #1 cause of personal bankruptcy in the United States is medical debt? With more Americans living through illnesses like cancer, we want to make sure they keep the car running, lights on, and food on the table.
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Most employers have found that it is better to offer employees solutions for just a few dollars a week today rather than face a major problem tomorrow.
Schedule an interview
pay in advance
Start planning ahead
Does your average employee have enough permanent life insurance in place to cover final expenses, replace an income, and pay off the mortgage?
Our goal is not to replace the coverage that you already have, but instead to enchance your current benefits package. Our Group Term policies remain in force until age 100 with an option to be paid up at 65. They are completely portable so that when employees retire they can afford to keep their benefits. Here, premiums never increase nor do benefits decrease.

Let us help.

  • ★★★★★
    According to the American Heart Association, every 40 seconds an American will suffer from a heart attack and/or a stroke.
    ★★★★★
    Did you know, 1 in 3 Americans will be affected by cancer?
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